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CPA Retirement Planning’s Wealth Management and Investment Process


 

Our experienced team of professionals takes a "hands on" approach to financial guidance. We truly care about making our clients' dreams come true. We will do everything in our power to keep our clients focused on where they want to go, advise them on how to get there, and continually remind them of the importance of maintaining a disciplined approach to realizing their dreams.

 

CPA Retirement Planning, Inc.’s money management strategy uses our proprietary Quantitative Tactical Asset Allocation Model titled DRIPS (Disciplined Retirement Income Portfolio Strategy).

 

DRIPS is specifically designed with the goals of lowering the overall portfolio volatility and minimizing big drawdowns. When the stock market is in an uptrend, as defined by the DRIPS model, portfolios will have stock exposure. When the market is in a downtrend, as defined by the DRIPS model, portfolios will not have stock exposure. DRIPS valuation metrics will determine the desired stock/bond allocation when the stock market is in an uptrend.

 

The design of an investment portfolio should be based upon each individual’s risk tolerance level and the desired Retirement Portfolio Withdrawal Rate. The rule of thumb for investment portfolios is that the higher the risk (volatility) of the portfolio, the higher the potential return will be over long periods of time (at least 5 to 10 years) and vice versa.

 

Our clients can expect to be guided in their wealth management

and protected along the way.

 

Creating an investment portfolio involves… A typical plan of action related to an investment portfolio may include…
Analyzing your current financial position; which will include calculating your net worth, determining your current cash flow and identify existing debt obligations and payments
Determining your proper risk tolerance level
Evaluating Insurance and other Protection Planning
Applying proper asset allocation and Investment Strategies
Developing efficient income and estate tax strategies
Getting proper estate planning documents drafted
Applying the recommended portfolio diversification strategies
Implementing the recommended tax strategies
Executing debt reduction strategies
Reviewing the Investment Portfolio at least annually and continually adjusting the portfolio as necessary

 

 

165 Wells Road | Suite 407 | Orange Park, FL | 32073

904-541-0076 | 888-541-0076

 

*CPA Retirement Planning and NPCOA are separate from and unrelated to all other entities names herein. CPA Retirement Planning is not endorsed by, retained by, or affiliated with AT&T, Hewitt, or Fidelity.

All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. The NABCAP Premier Advisor designation is not indicative of investment performance or assets under management.

Securities and advisory services offered through NPC of America (NPCOA), Member FINRA/SIPC, a Registered Investment Advisor. CPA Retirement Planning and NPCOA are separate and unrelated companies. Registered Representatives of NPC may transact securities business in a particular state only if first registered, excluded or exempted from Broker-Dealer, agent or Investment Adviser Representative requirements. In addition, follow-up conversations or meetings with individuals in a particular state that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made absent compliance with state Broker-Dealer, agent or Investment Adviser Representative registration requirements, or an applicable exemption or exclusion.

Please Note: When you link to any of the web sites provided herewith, you are leaving this site. We make no representations as to the completeness or accuracy of the information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third party technology, sites, information and programs made available through this site. By clicking on the link above you will leave our web site and assume total responsibility and risk for your use of the site you are linking to.

NPC PRIVACY POLICY

 

No investment strategy can ensure a profit or protect against a loss. Estate planning can involve a complex web of tax rules and regulations. You should consider the counsel of a qualified professional before implementing any strategy. NPC is not engaged in the rendering of tax or legal advice.